The commercial crux

One stack. Two front doors.

Identical core: Engine + SGOS + ILM + SGGLM. Kovo is in one channel, not both.

No Kovo

D2C — senior plus family

Senior-first mobile app, Family Command Center, consumer device and cloud.

Kovo on site

B2B2C / Premise — institutions

White-label API and portal, resident and pilot management, on-site infrastructure.

Ask Ted

Take a position today on where SilverGuard ends and Kovo begins in the customer contract. It is a founder-level question and he is the first founder in the room.